[
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    "Country": "AUSTRIA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
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      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "BELGIUM",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "BULGARIA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
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    "Country": "CROATIA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "CYPRUS",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
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    "Country": "CZECH REPUBLIC",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "DENMARK",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
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    "Country": "ESTONIA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
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    "Country": "FINLAND",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
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    "Country": "GERMANY",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
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    "Country": "GIBRALTAR",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "GREECE",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "HUNGARY",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "ICELAND",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "IRELAND",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "ITALY",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "LATVIA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "LIECHTENSTEIN",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "LITHUANIA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "LUXEMBOURG",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "MALTA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "NETHERLANDS",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "NORWAY",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "POLAND",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "PORTUGAL",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "ROMANIA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "SLOVAKIA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "SLOVENIA",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "SPAIN",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "SWEDEN",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  },
  {
    "Country": "UNITED KINGDOM",
    "paymentServices": [
      [
        "3",
        "Execution of payment transactions, including transfers of funds on a payment account with the user's payment service provider or with another payment service provider:"
      ],
      [
        "3a",
        "execution of direct debits, including one-off direct debits"
      ],
      [
        "3c",
        "execution of credit transfers, including standing orders"
      ],
      [
        "5",
        "Acquiring of payment transactions"
      ]
    ],
    "crossBorder": [
      "Issuing electronic money",
      "Distribution/Redemption of electronic money"
    ]
  }
]