494 lines
124 KiB
HTML
494 lines
124 KiB
HTML
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<html lang="en"><head><script type="text/javascript" src="//www.linkedin.com/countserv/count/share?url=http%3A%2F%2Fwww.centralbank.cy%2Fen%2Flicensing-supervision%2Fpayment-institutions%2Flicensing-and-supervision-of-payment-institutions&callback=atajsshctcbGfWmo"></script><script type="text/javascript" src="//graph.facebook.com/?id=http%3A%2F%2Fwww.centralbank.cy%2Fen%2Flicensing-supervision%2Fpayment-institutions%2Flicensing-and-supervision-of-payment-institutions&callback=_ate.cbs.rcb_i56x0"></script><script type="text/javascript" src="//www.linkedin.com/countserv/count/share?url=https%3A%2F%2Fwww.centralbank.cy%2Fen%2Flicensing-supervision%2Fpayment-institutions%2Flicensing-and-supervision-of-payment-institutions&callback=atajsshctcbPAMxp"></script><script type="text/javascript" src="//graph.facebook.com/?id=https%3A%2F%2Fwww.centralbank.cy%2Fen%2Flicensing-supervision%2Fpayment-institutions%2Flicensing-and-supervision-of-payment-institutions&callback=_ate.cbs.rcb_2tz40"></script><script type="text/javascript" src="//m.addthis.com/live/red_lojson/300lo.json?si=5bbcb4a1b7559e35&bkl=0&bl=1&pdt=808&sid=5bbcb4a1b7559e35&pub=ra-5952254251d264eb&rev=v8.3.7-wp&ln=en&pc=men&cb=0&ab=-&dp=www.centralbank.cy&fp=en%2Flicensing-supervision%2Fpayment-institutions%2Flicensing-and-supervision-of-payment-institutions&fr=&of=0&pd=0&irt=0&vcl=0&md=0&ct=1&tct=0&abt=0&cdn=0&pi=1&rb=0&gen=100&chr=UTF-8&colc=1539093666010&jsl=1&uvs=5bbcb4a1f11a72f8000&skipb=1&callback=addthis.cbs.oln9_778984193405950"></script><script type="text/javascript" src="//m.addthisedge.com/live/boost/ra-5952254251d264eb/_ate.track.config_resp"></script><script async="" src="https://www.google-analytics.com/analytics.js"></script><script type="text/javascript" async="" src="https://www.gstatic.com/recaptcha/api2/v1538375507325/recaptcha__en.js"></script><script src="https://www.google.com/recaptcha/api.js"></script>
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<title>Central Bank of Cyprus - Licensing and supervision of payment institutions</title>
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<body>
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<header>
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<div class="container-fluid">
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<div class="language-switch">
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<a class="nav-top-items" href="/en/the-bank">The Bank</a>
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<a class="nav-top-items" href="/en/contact-us"><i class="fa fa-envelope" aria-hidden="true"></i></a>
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<a class="nav-top-items searchBtn search_icon" href=".toggle-search"> <span class="[ glyphicon glyphicon-search ]"></span></a>
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<a href="javascript:void(0);" class="contrast-toggle" onclick="visuallyImpaired()">High Contrast</a>
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<a href="javascript:void(0);" onclick="location.href='/en/licensing-supervision/payment-institutions/licensing-and-supervision-of-payment-institutions'">EN</a> <span>|</span> <a href="javascript:void(0);" onclick="location.href='/el/licensing-supervision/payment-institutions/licensing-and-supervision-of-payment-institutions'">ΕΛ</a>
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</div>
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</div>
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<nav class="navbar navbar-default navbar-bootsnipp" role="navigation">
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<div class="container-fluid">
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<div class="navbar-header">
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<button type="button" class="navbar-toggle" data-toggle="collapse" data-target="#navbar-collapse-1">
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<span class="sr-only">Toggle navigation</span>
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<span class="icon-bar"></span>
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<span class="icon-bar"></span>
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<span class="icon-bar"></span>
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</button>
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<a class="navbar-brand navbrand-custom normal-brand" href="/en/home" title=" Central Bank of Cyprus"><img src="/images/central-bank-of-cyprus-en.png"></a>
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<a class="navbar-brand navbrand-custom visually-impaired-brand" href="/en/home" title=" Central Bank of Cyprus" style="display: none;"><h3>Central Bank of Cyprus</h3></a>
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</div>
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<div class="collapse navbar-collapse" id="navbar-collapse-1">
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<ul class="nav navbar-nav navbar-right navbar-custom-media">
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<li><a href="/en/monetary-policy" title="Monetary Policy">Monetary Policy</a></li>
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<li><a href="/en/licensing-supervision" title="Licensing & Supervision">Licensing & Supervision</a></li>
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<li><a href="/en/resolution" title="Resolution">Resolution</a></li>
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<li><a href="/en/financial-stability" title="Financial Stability">Financial Stability</a></li>
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<li><a href="/en/deposit-guarantee-investors-compensation-schemes" title="Deposit Guarantee & Investors' Compensation">Deposit Guarantee & Investors' Compensation</a></li>
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|
<li><a href="/en/payment-systems-services" title="Payment Systems & Services">Payment Systems & Services</a></li>
|
|||
|
|
|
|||
|
|
<li><a href="/en/banknotes-and-coins" title="Banknotes & Coins">Banknotes & Coins</a></li>
|
|||
|
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|
|||
|
|
</ul>
|
|||
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|
</div>
|
|||
|
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|
|||
|
|
<form action="/easyconsole.cfm/page/search" method="POST" role="search">
|
|||
|
|
<div class="search_drop" style="display: none;">
|
|||
|
|
<div class="search_in">
|
|||
|
|
<div class="container_inn">
|
|||
|
|
<input type="text" name="q" placeholder="Search" onblur="if (this.placeholder=='') this.placeholder='Search';" onfocus="if (this.placeholder=='Search') this.placeholder='';">
|
|||
|
|
<button type="submit" class="btn-default btn-theme-custom btn1">Search <span><i class="fa fa-angle-right" aria-hidden="true"></i></span></button>
|
|||
|
|
<div class="clearfix"></div>
|
|||
|
|
</div>
|
|||
|
|
</div>
|
|||
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</div>
|
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|
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</form>
|
|||
|
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</nav>
|
|||
|
|
</header>
|
|||
|
|
<script type="text/javascript">
|
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|
$(document).ready(function() {
|
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|
|
$('.search_drop').hide();
|
|||
|
|
// Search
|
|||
|
|
$('.searchBtn').on('click', function(event) {
|
|||
|
|
event.preventDefault();
|
|||
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|
$('.search_drop').slideToggle();
|
|||
|
|
});
|
|||
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|
|||
|
|
$('.searchBtn').on('click', function(event) {
|
|||
|
|
event.preventDefault();
|
|||
|
|
$('.search_icon input').toggle('fast');
|
|||
|
|
});
|
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|
|
});
|
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|
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|
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|
|
function createCookie(name,value,days) {
|
|||
|
|
var expires = "";
|
|||
|
|
if (days) {
|
|||
|
|
var date = new Date();
|
|||
|
|
date.setTime(date.getTime() + (days*24*60*60*1000));
|
|||
|
|
expires = "; expires=" + date.toUTCString();
|
|||
|
|
}
|
|||
|
|
document.cookie = name + "=" + value + expires + "; path=/";
|
|||
|
|
}
|
|||
|
|
|
|||
|
|
function readCookie(name) {
|
|||
|
|
var nameEQ = name + "=";
|
|||
|
|
var ca = document.cookie.split(';');
|
|||
|
|
for(var i=0;i < ca.length;i++) {
|
|||
|
|
var c = ca[i];
|
|||
|
|
while (c.charAt(0)==' ') c = c.substring(1,c.length);
|
|||
|
|
if (c.indexOf(nameEQ) == 0) return c.substring(nameEQ.length,c.length);
|
|||
|
|
}
|
|||
|
|
return null;
|
|||
|
|
}
|
|||
|
|
|
|||
|
|
function visuallyImpaired(){
|
|||
|
|
$('header').toggleClass('visually-impaired');
|
|||
|
|
// $('footer').toggleClass('visually-impaired')
|
|||
|
|
// $('nav').toggleClass('visually-impaired')
|
|||
|
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// $('section').toggleClass('visually-impaired-sections')
|
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// $('ul').toggleClass('visually-impaired')
|
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// $('li').toggleClass('visually-impaired')
|
|||
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// $('div').toggleClass('visually-impaired')
|
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// $('article').toggleClass('visually-impaired')
|
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// $('a').toggleClass('visually-impaired')
|
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// $('p').toggleClass('visually-impaired')
|
|||
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// $('input').toggleClass('visually-impaired')
|
|||
|
|
// $('select').toggleClass('visually-impaired')
|
|||
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// $('h1').toggleClass('visually-impaired')
|
|||
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// $('h2').toggleClass('visually-impaired')
|
|||
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|
|||
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// $('h4').toggleClass('visually-impaired')
|
|||
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// $('h5').toggleClass('visually-impaired')
|
|||
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// $('address').toggleClass('visually-impaired')
|
|||
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|
// $('figcaption').toggleClass('visually-impaired')
|
|||
|
|
// $('span').toggleClass('visually-impaired')
|
|||
|
|
// $('a').toggleClass('visually-impaired-links-buttons')
|
|||
|
|
// $('button').toggleClass('visually-impaired-links-buttons')
|
|||
|
|
// $('figcaption').toggleClass('visually-impaired-links-buttons')
|
|||
|
|
$('a.navbar-brand').toggleClass('visually-impaired-dont-display');
|
|||
|
|
// $('.btn-theme-custom').toggleClass('visually-impaired')
|
|||
|
|
if (readCookie('VIcookie')=='V-I-off'){
|
|||
|
|
createCookie('VIcookie','V-I-on',7);
|
|||
|
|
}
|
|||
|
|
else
|
|||
|
|
{
|
|||
|
|
createCookie('VIcookie','V-I-off',7);
|
|||
|
|
};
|
|||
|
|
location.reload(true);
|
|||
|
|
};
|
|||
|
|
|
|||
|
|
|
|||
|
|
|
|||
|
|
if (readCookie('VIcookie') == null) {
|
|||
|
|
$('.visually-impaired-brand').hide();
|
|||
|
|
$('.normal-brand').show();
|
|||
|
|
$('.contrast-toggle').html('High Contrast');
|
|||
|
|
document.write('<link href="/themes/default/main.css" rel="stylesheet">')
|
|||
|
|
}
|
|||
|
|
else{
|
|||
|
|
if (readCookie('VIcookie')=='V-I-on'){
|
|||
|
|
$('.visually-impaired-brand').show();
|
|||
|
|
$('.normal-brand').hide();
|
|||
|
|
$('.contrast-toggle').html('Normal Contrast');
|
|||
|
|
document.write('<link href="/themes/high_contrast/main.css" rel="stylesheet">')
|
|||
|
|
}
|
|||
|
|
else
|
|||
|
|
{
|
|||
|
|
$('.visually-impaired-brand').hide();
|
|||
|
|
$('.normal-brand').show();
|
|||
|
|
$('.contrast-toggle').html('High Contrast');
|
|||
|
|
document.write('<link href="/themes/default/main.css" rel="stylesheet">')
|
|||
|
|
}
|
|||
|
|
}
|
|||
|
|
|
|||
|
|
</script><link href="/themes/default/main.css" rel="stylesheet">
|
|||
|
|
|
|||
|
|
|
|||
|
|
<!-- Go to www.addthis.com/dashboard to customize your tools -->
|
|||
|
|
|
|||
|
|
<section id="breadcrumbs">
|
|||
|
|
<div class="container">
|
|||
|
|
<ul>
|
|||
|
|
|
|||
|
|
<li><a class="active" href="/en/home">Home</a> / </li>
|
|||
|
|
|
|||
|
|
<li><a class="active" href="/en/licensing-supervision">Licensing & Supervision</a> / </li>
|
|||
|
|
|
|||
|
|
<li><a class="active" href="/en/licensing-supervision/payment-institutions">Payment Institutions</a> / </li>
|
|||
|
|
|
|||
|
|
<li>Licensing and supervision of payment institutions</li>
|
|||
|
|
|
|||
|
|
</ul>
|
|||
|
|
|
|||
|
|
</div>
|
|||
|
|
<div class="clearfix"></div>
|
|||
|
|
</section>
|
|||
|
|
|
|||
|
|
|
|||
|
|
<section id="generic_section">
|
|||
|
|
<div class="container">
|
|||
|
|
<div class="print"><span class="fa fa-print"> Print</span></div>
|
|||
|
|
<div class="generic_page-intro">
|
|||
|
|
<h1 class="pageheadings text-center">Licensing and supervision of payment institutions</h1>
|
|||
|
|
<p class="text-center"></p><p style="text-align: justify;"><strong>1.</strong> In the Republic of Cyprus the provision of payment services is regulated by <a href="/images/media/redirectfile/AUTHORISATIONS/Payment Systems Law GR 18042018.pdf"><span style="color: rgb(0, 0, 204);">the Provision and Use of Payment Services and Access to Payment Systems Law of 2018</span></a><span style="color: rgb(0, 0, 204);"> </span>("Law"), which transposed into national law the provisions of <a href="https://eur-lex.europa.eu/legal-content/EN/TXT/PDF/?uri=CELEX:32015L2366&from=EN"><span style="color: rgb(0, 0, 204);">Directive (EU) 2015/2366 of the European Parliament and of the Counsil of 25 November 2015 on payment services in the internal market</span></a>.</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;">The Law has provisions regulating:</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>a) </strong>the transparency of conditions and requirements for payment services;</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>b)</strong> the respective rights and obligations of payment service users and payment service providers in relation to the provision of payment services as a regular occupation or business activity; and</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>c)</strong> the granting of authorisation, operation and supervision of payment institutions.</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>2.</strong> Where any person intends to provide from or from within the Republic of Cyprus (the “Republic”) any of the payment services listed in points 1 - 7 of <a href="/images/media/redirectfile/Payment Institutions/Ιδρύματα Πληρωμών Νόμος 2018. Παράρτημα Ι.pdf"><span style="color: rgb(0, 0, 204);">Annex I</span></a><span style="color: rgb(0, 0, 204);"> </span>of the Law, an authorisation is required by the Central Bank of Cyprus (the “CBC”) for the operation of a payment institution providing the intended services.</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;">In order to obtain the authorisation, an application should be submitted to the CBC together with all the information referred to in subsection (3) of section 5 of the Law.</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;">The CBC shall grant authorisation only if it is a legal person incorporated in the Republic where it is required to have its registered and head office and must carry out at least part of its payment service business.</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>3.</strong> For the operation of a payment institution providing account information services as referred to in point 8 of <a href="/images/media/redirectfile/Payment Institutions/Ιδρύματα Πληρωμών Νόμος 2018. Παράρτημα Ι.pdf"><span style="color: rgb(0, 0, 204);">Annex I </span></a>of the Law, the provisions of section 34 of the Law are applied. In such cases an application should be submitted to the CBC for registration as an account information service provider. </p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>4.</strong> Regarding the content of the information which is required to be submitted to the CBC in order to obtain authorisation for the provision of the payment services listed in points 1-7 of <a href="/images/media/redirectfile/Payment Institutions/Ιδρύματα Πληρωμών Νόμος 2018. Παράρτημα Ι.pdf"><span style="color: rgb(0, 0, 204);">Annex I</span></a> of the Law or the registration as an account information service provider, applicants should refer to the guidelines <a href="http://www.eba.europa.eu/documents/10180/1904583/Final+Guidelines+on+Authorisations+of+Payment+Institutions+%28EBA-GL-2017-09%29.pdf"><span style="color: rgb(0, 0, 204);">EBA/GL/2017/09</span></a> issued by the European Banking Authority for that purpose, which the CBC has fully adopted.</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>5. </strong>Payment services may also be offered from or from within the Republic by authorised EU payment institutions pursuant to the right of establishment and freedom to provide services, in accordance with the provisions set out in the Law.</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;">The relevant application forms are the following:</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><a href="/images/media/redirectfile/Payment Institutions/PI.doc"><span style="color: rgb(0, 0, 204);">Application for authorisation as a payment institution - (PI)</span></a></p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><a href="/images/media/redirectfile/Payment Institutions/QHL .doc"><span style="color: rgb(0, 0, 204);">Application by a legal person withing to hold a qualifying holding - (QHL)</span></a></p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><a href="/images/media/redirectfile/Payment Institutions/QHN.doc"><span style="color: rgb(0, 0, 204);">Application by a natural person withing to hold a qualifying holding - (QHN)</span></a></p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><a href="/images/media/redirectfile/Payment Institutions/MMB-KFH.doc"><span style="color: rgb(0, 0, 204);">Applicatin by a natural perosn wishing to be appointed as a member of the management body or key function holder - (MMB/KFH)</span></a></p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><a href="/images/media/redirectfile/Payment Institutions/AISP.doc"><span style="color: rgb(0, 0, 204);">Application for registration as an account information service provider - (AISP)</span></a></p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><a href="/images/media/redirectfile/Payment Institutions/TIME COMMITMENT TABLE.docx"><span style="color: rgb(0, 0, 204);">Time Commitment Table</span></a></p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>6.</strong> <strong>Payment institutions' register</strong></p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;">The CBC maintains public register which provides the following:</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>a)</strong> the payment institutions to which authorisation was granted, the agents and branches acting on their behalf; as well as the EU member states in which they have passported their activities; and</p>
|
|||
|
|
|
|||
|
|
<p style="text-align: justify;"><strong>b)</strong> the payment institutions that have been authorised by an EU competent authority and which have exercised their right of establishment or freedom to provide payment services from within the Republic.</p><p></p>
|
|||
|
|
</div>
|
|||
|
|
</div>
|
|||
|
|
<div id="workshops" class="container bg-heading">
|
|||
|
|
<div class="row">
|
|||
|
|
<div class="col-sm-12 date-filter">
|
|||
|
|
<label>Filter by Year:</label>
|
|||
|
|
<div class="selectDiv">
|
|||
|
|
<span class="selectDefault">All</span>
|
|||
|
|
<select name="Category" class="selectBox" id="year">
|
|||
|
|
<option value="0" class="defualt-text" selected="selected">All</option>
|
|||
|
|
|
|||
|
|
<option value="2018">2018</option>
|
|||
|
|
|
|||
|
|
|
|||
|
|
</select>
|
|||
|
|
</div>
|
|||
|
|
</div>
|
|||
|
|
<div class="workshop-article-container">
|
|||
|
|
|
|||
|
|
<div class="col-xs-12 col-sm-12 col-md-12 col-lg-12">
|
|||
|
|
<div class="workshops-description">
|
|||
|
|
<div>
|
|||
|
|
|
|||
|
|
|
|||
|
|
<p class="date"><span>Date Published:</span> 24/09/2018</p>
|
|||
|
|
|
|||
|
|
<h3>
|
|||
|
|
<a target="_blank" href="/images/media/xls/PSD- Register-156.xls" title="PSD- Register-156.xls"><div class="documents-icon pull-left file-xls"></div></a> Register of Payment Institutions
|
|||
|
|
</h3>
|
|||
|
|
<p></p>
|
|||
|
|
</div>
|
|||
|
|
</div>
|
|||
|
|
</div>
|
|||
|
|
|
|||
|
|
</div>
|
|||
|
|
</div>
|
|||
|
|
</div>
|
|||
|
|
</section>
|
|||
|
|
|
|||
|
|
<script type="text/javascript">
|
|||
|
|
$('#year').on('change', function(event) {
|
|||
|
|
event.preventDefault();
|
|||
|
|
var year=$(this).val();
|
|||
|
|
|
|||
|
|
$.ajax({
|
|||
|
|
url: '/cfc/controller.cfc?method=getWorkshopArticles',
|
|||
|
|
type: 'POST',
|
|||
|
|
data: {
|
|||
|
|
year : year,
|
|||
|
|
pageid: 4692,
|
|||
|
|
sortby : 'publication_dt',
|
|||
|
|
sortbymode : 'desc'
|
|||
|
|
},
|
|||
|
|
})
|
|||
|
|
.done(function(result) {
|
|||
|
|
$('.workshop-article-container').hide().fadeIn().html(result);
|
|||
|
|
})
|
|||
|
|
.fail(function() {
|
|||
|
|
console.log("error");
|
|||
|
|
});
|
|||
|
|
|
|||
|
|
});
|
|||
|
|
</script>
|
|||
|
|
|
|||
|
|
|
|||
|
|
|
|||
|
|
<!-- footer -->
|
|||
|
|
<footer>
|
|||
|
|
<br clear="all">
|
|||
|
|
<div class="container-fluid">
|
|||
|
|
<div class="row">
|
|||
|
|
<div class="col-lg-4 col-md-6 col-sm-12 footer-stamp">
|
|||
|
|
<a href="/" title="Central Bank of Cyprus"><img src="/images/central-bank-of-cyprus-en.png" title="Central Bank of Cyprus" alt="Central Bank of Cyprus"></a>
|
|||
|
|
|
|||
|
|
|
|||
|
|
|
|||
|
|
|
|||
|
|
|
|||
|
|
<p>
|
|||
|
|
The Central Bank of Cyprus (CBC) was established in 1963, shortly after Cyprus gained its independence, in accordance with the Central Bank of Cyprus Law, 1963 and the relevant articles of the Constitution. Today the CBC is governed by the Central Bank of Cyprus Law, 2002 as amended (hereafter “the CBC Law”).
|
|||
|
|
</p>
|
|||
|
|
</div>
|
|||
|
|
<div class="col-lg-4 col-md-6 col-sm-12">
|
|||
|
|
|
|||
|
|
<div class="footer-links">
|
|||
|
|
<h2>Quick Links</h2>
|
|||
|
|
<nav>
|
|||
|
|
<ul>
|
|||
|
|
|
|||
|
|
|
|||
|
|
<li><a href="/en/home" title="Home" target="_self">Home</a></li>
|
|||
|
|
|
|||
|
|
|
|||
|
|
<li><a href="/en/the-bank" title="The Bank" target="_self">The Bank</a></li>
|
|||
|
|
|
|||
|
|
|
|||
|
|
<li><a href="/en/the-governor" title="The Governor" target="_self">The Governor</a></li>
|
|||
|
|
|
|||
|
|
|
|||
|
|
<li><a href="/en/monetary-policy" title="Monetary Policy" target="_self">Monetary Policy</a></li>
|
|||
|
|
|
|||
|
|
|
|||
|
|
<li><a href="/en/licensing-supervision" title="Licensing & Supervision" target="_self">Licensing & Supervision</a></li>
|
|||
|
|
|
|||
|
|
|
|||
|
|
<li><a href="/en/financial-stability" title="Financial Stability" target="_self">Financial Stability</a></li>
|
|||
|
|
|
|||
|
|
|
|||
|
|
<li><a href="/en/payment-systems-services" title="Payment Systems & Services" target="_self">Payment Systems & Services</a></li>
|
|||
|
|
|
|||
|
|
|
|||
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<li><a href="/en/statistics" title="Statistics" target="_self">Statistics</a></li>
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<li><a href="/en/banknotes-and-coins" title="Banknotes & Coins" target="_self">Banknotes & Coins</a></li>
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<li><a href="/en/reference-interest-rates" title="Reference Interest Rates" target="_self">Reference Interest Rates</a></li>
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<li><a href="/en/independent-commission-on-the-future-of-the-cyprus-banking-sector" title="Independent Commission on the Future of the Cyprus Banking Sector" target="_self">Independent Commission on the Future of the Cyprus Banking Sector</a></li>
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</ul>
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</nav>
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</div>
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</div>
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<div class="col-lg-4 col-md-6 col-sm-12">
|
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<div class="footer-contact">
|
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<h1>Contact Details</h1>
|
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<address>
|
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TELEPHONE: +357 22 71 41 00<br>
|
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FAX: +357 22 71 49 59<br>
|
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POSTAL ADDRESS:<br>
|
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80, KENNEDY AVENUE, CY-1076 NICOSIA
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P.O.BOX 25529, CY-1395 NICOSIA
|
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</address>
|
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<br><br>
|
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|
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<a href="/en/contact-us" class="btn btn-md btn-default">Get in touch</a>
|
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</div>
|
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</div>
|
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</div>
|
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<div class="row copyright">
|
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<div class="col-sm-7">
|
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|
<span class="text-uppercase">Copyright © 2018 CENTRAL BANK OF CYPRUS</span> <span class="divider"> | </span><span class="footer-link"><a href="/en/terms-of-use" target="_blank">Terms of Use</a>
|
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| <a href="/en/data-protection" target="_blank">Privacy Policy</a>
|
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</span>
|
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</div>
|
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<div class="col-sm-5 text-right developed-by">
|
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Developed By: <a href="http://www.dynamicworks.eu" target="_blank" title="DW Dynamic Works Ltd">DW Dynamic Works Ltd</a><span class="divider"> | </span>Powered By: <a href="http://www.dynamicworks.eu" target="_blank" title="DWCMS">DWCMS</a>
|
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</div>
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|
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</div>
|
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</div>
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</footer>
|
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|
<!-- /.footer -->
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<br clear="all">
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